Will combining a private health care system with a public one guarantee equality among US citizens?

Résumé du document

We know that the US got many problems with their health care system. We suppose that a movie like “Psycho” from Michael Moore show how hard this system can be. We won't explain that movie because of its political orientation but we can take only one example: One man who cut off two fingers must decide what he is going to sew because he doesn't get enough money to link the two, according to the film……

So, in order to answer to the question which is “Will combining a private health care system with a public one guarantee equality among US citizens?”, we are going to explain, in a first part, how the health system currently operates, then the changes that the reform will bring and in a second part, the specifics of a combination of public health care system with a private one and its consequences.

Extraits

[...] Will combining a private health care system with a public one guarantee equality among US citizens? We know that the US got many problems with their health care system. We suppose that a movie like from Michael MOORE show how hard this system can be. We won't explain that movie because of its political orientation but we can take only one example: One man who cut off two fingers must decide what he is going to sew because he doesn't get enough money to link the two, according to the film . [...]

[...] Thus, in order to improve all that, the president Barack Obama has proposed a reform of this health system. He doesn't upset the system. He maintains private insurance but proposes to establish an alternative regime that is to say competing insurers that would weigh the costs, thereby improving the coverage of Americans while helping to control expenditure. For Americans without health insurance, new health insurance would be offered at affordable prices. This would be through an agency that mediates between insurers and insured. [...]

[...] If we take a look at the French system, the citizens benefit of a public health system, but we have to notice that this public system is not enough. Indeed, this system cannot cover everything and citizens are obliged to have something called a complementary, which is a private insurance. And it is here that the lower middle class will still be penalized in spite of the reform. If we take an example, like a hospitalization, the public system will cover some costs but the citizen will have to contract a private insurance to be well covered. [...]

[...] Furthermore in case of problems of health, they must pay all costs of presenting themselves as “self payer”, which can be extremely costly. If there is a major problem in some cities, they can be admitted to public hospitals . But is it normal that in one of the largest and richest nations of the world, approximately 1/4 of people lacking health insurance? It seems rather absurd that a portion of the population has no access to basic care at the moment. [...]

[...] We have in one part, those who are covered by the public power of the population. This coverage is based on two programs, Medicaid for poor people and Medicare for those over 65 and disabled, without means testing. It costs over $ 200 billion. Then, we have those who are covered by insurance provided by the employer This is true of most Americans. The system is similar to our mutual complementary, in France, but they are not complementary, indeed, when insurance is provided by the employer, it is part of the employee's wage, he pays only a portion of contributions This system has become extremely costly for businesses. [...]