Mutual health insurers

Résumé du document

Mutual health insurers and European regulations: undermining the mutual difference ?

Extraits

[...] Mainly because member states have a different approach to health insurance. Newer member states leave less space to public sector in the health insurance and have less of a mutualistic approach to health insurance. The European Union is in favor of a moderat public sector intervention and promotes a fair and competitive market for private health insurance thus turning a blind eye on the older member states that used to resort to mutualist health insurers. Analysis The European Union promotes faire practices in a capitalistic and competitive environment for health insurance. [...]

[...] European Union is trying to implement regulations that would fit all member states which is a very hard task knowing the strong cultural and financial differences between the member states. Conclusion The EU has to take into account the 3 actors of the health sector Public, Private and Mutualistic. Ensuring that all 3 actors have an important role to play in facilitation the access of all European citizens to good quality health care. European citizens need to have access to complimentary private health insurances of quality and fair price in a fair market. Bibliography https://ec.europa.eu/ health/ systems_performance_as sessment/policy/ expert_group_en http://ec.europa.eu/ social/main.jsp? [...]

[...] Mutual health insurers and European regulations. Undermining the mutual difference ? Hypothesis: The European Union regulation is putting at risk the system of mutual health insurers leaning towards more globalized, competitive and capitalistic practices that will benefit commercial health insurers. Europe is a land of contrasts, particularly when it comes to health insurance. The influence of World Ward II, and the idea of welfare states have pushed most of western European countries to adopt mutual health insurance as a norm. [...]