Le marché de l’immobilier français en 2010

Résumé du document

The French Real Estate market didn't collapse in 2009 despite a very violent financial and economical crisis. Compared to the British and to the American markets, the French real estate market showed a good performance. Sales of new real estate properties had boom of 25% compared to 2008 whereas old real estate properties sales decreased of 18%.

Some people were over pessimistic for 2009 and now they are over optimistic for 2010. We must keep in mind that the crisis is not finished yet. We are not immune to relapse. Indeed, unemployment is rising in France, capital gains are expected to decrease, and mostly, the Greek case is not solved yet.

Extraits

[...] En effet, les taux des credits immobiliers ont fortement baissé. Les prix semblent avoir baisss dans certaines régions. Conséquence : Les clients se précipitent pour acheter leur residence principale. Mais qu'en est-il vraiment de la situation du marché ? Les prix ont-ils vraiment baissé ou vont-ils le faire? Que faut-il faire pour préparer l'achat, qui n'est autre que le principal poste de budget des français? Autant de questions, dont vous trouverez les réponses ici. The French Real Estate market didn't collapse in 2009 despite a very violent financial and economical crisis. [...]

[...] Finally, we are going to see the Scellier provision. This provision has been created within the framework of the economic stimulus plan. It's accessible to investors since the 1st January 2009 and it's a tax optimization provision. I know, you are thinking why is he talking about this tax optimization provision during his presentation on real estate? Because if customers want the tax optimization, they have to buy a real estate property. The tax optimization can reach 25% of the amount which cannot exceed 300 000€. [...]

[...] PEL are available in every bank, savings bank or in every credit institution. At the opening, the minimum amount is and the maximum amount of savings cannot exceed 61 200€. Customers have to deposit a minimum of annually. As I told you before, they have to keep it a minimum of 4 years if they want the state bonus. If customers want to achieve their project, buy a house, they can take out a loan or they can wait until 10 years and continue to deposit savings. [...]

[...] The State bonus will be given to loan subscribers only. At the Caisse d'Epargne, interests are calculated by fifteen and in others banks they are calculated every day. You can subscribe the loan at your savings return rate with a limit of 92 A lot of people use the PEL as a savings account. Indeed, the return rate is higher than basics savings accounts, like Livret LDD, etc. But generally, customers don't know that they can't break it before 24 months. [...]

[...] We are not immune to relapse. Indeed, unemployment is rising in France, capital gains are expected to decrease, and mostly, the Greek case is not solved yet. People have or will have a lot of things to worry about other than the real estate market But we also must not forget that, as I told you, sales of new real estate properties boomed of 25% last year and for this year, thanks to a particular provision, sales will rise up! [...]